Legal Disclaimer
Last Updated: 06/13/2025
General Information
The information, content, products, and services provided on this website are for informational purposes only. They do not constitute financial, legal, investment, tax, accounting, or regulatory advice. Paywaz.com LLC (“Paywaz,” “we,” “us,” or “our”), including its brands PZ Coins and PZ Gold, does not provide any banking, brokerage, investment advisory, or custodial services.
Users should seek independent legal, tax, and financial advice before engaging in any activity involving digital assets, stablecoins, or hedged digital payment instruments.
No Offer or Solicitation
Nothing contained on this website constitutes, or should be construed as:
- An offer to buy or sell any security, commodity, derivative, or financial instrument.
- A solicitation to invest, trade, or participate in any investment or financial product.
Access to or use of the Services may be restricted in certain jurisdictions and is subject to all applicable local, state, federal, and international laws, rules, and regulations.
Regulatory Status
- Paywaz.com LLC, PZ Coins, and PZ Gold operate under applicable U.S. federal and state regulatory frameworks.
- Paywaz is registered as a Money Services Business (MSB) with the U.S. Financial Crimes Enforcement Network (FinCEN) and complies with all applicable Anti-Money Laundering (AML), Know Your Customer (KYC), Sanctions Screening, and Counter-Terrorist Financing (CTF) obligations.
- Paywaz does not issue securities or commodities as defined under U.S. federal or state securities or commodities laws unless determined otherwise by appropriate regulatory authorities.
- Our products are designed to function as digital payment and settlement instruments hedged (not pegged) to the value of underlying reference assets such as fiat currencies or gold.
- Licensing and authorization requirements vary by jurisdiction; Paywaz may or may not hold equivalent licenses in all jurisdictions where its Services are accessible.
Risk Disclosures
Engaging with digital assets, currency-hedged stablecoins, or gold-hedged tokens involves substantial risks, including but not limited to:
- Market volatility
- Regulatory changes
- Liquidity disruptions
- Technology failures
- Cybersecurity risks
- Operational disruptions
- Loss of principal
While hedging strategies are employed to mitigate exposure to underlying reference asset price fluctuations, no absolute guarantee of value stability or hedge performance is provided.
Digital assets offered are not insured by any governmental agency (including FDIC, SIPC, or similar), and users should only engage if they fully understand these risks and have sufficient financial resources to bear potential losses.
No Custody Representation
- Paywaz operates a non-custodial platform.
- Users retain full control of private keys and access credentials.
- Paywaz does not hold customer funds or assets in custody.
AML/KYC Compliance
- All users must complete identity verification and ongoing compliance screening prior to using Paywaz’s Services.
- Paywaz reserves the right to refuse, suspend, or terminate service to any user to maintain compliance with AML, KYC, OFAC sanctions, or other regulatory obligations.
Limitation of Liability
To the maximum extent permitted by law, Paywaz.com LLC, its affiliates, officers, directors, employees, contractors, and partners shall not be liable for any:
- Direct or indirect losses
- Incidental, consequential, or punitive damages
- Lost profits, data, or revenue
- Business interruption or opportunity losses
arising from the use of or inability to use this website, Services, or digital assets.
Forward-Looking Statements
Certain statements made on this website may constitute forward-looking statements. These statements involve known and unknown risks and uncertainties, and actual results may differ materially.
Governing Law & Jurisdiction
All matters relating to this website shall be governed by the laws of the United States and the State of Delaware, without regard to conflict of law principles.
Any disputes arising shall be subject to the exclusive jurisdiction of courts located in Florida.
Third-Party Links & Content
This website may link to external websites or resources. Paywaz assumes no responsibility for the accuracy, legality, security, or content of such third-party sites.
Changes to This Disclaimer
We may amend this Disclaimer at any time without prior notice. Continued use of the Services following any updates constitutes acceptance of the revised Disclaimer.
Contact Information
Paywaz.com LLC
1201 N Orange St., Suite 7665
Wilmington, DE 19801
United States
Email: hello@paywaz.com
Website: www.paywaz.com
